Investments is wisdom of identifying the solution for past present and future problems face, being faced or will be faced. To implement solutions to identified problems, estimated budget is also identified and mechanism of accumulating capital is initiated for a period of time until it’s confirmed available deposited into investment bank account.

The solutions to identified problems are branded as projects with time frame, qualified personnel’s for a project are contracted to finish project development within time frame. And step two starts, project management. So capital accumulated termed as investments must be of three categories:

  1. Project Development
  2. Project management
  3. Project sustainability